The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Your credit score has a big impact on how easily and affordably you can borrow money - yet many people have no idea how it's ...

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...

Want a better credit score? Learn proven methods to fix negative marks, master credit utilization, and leverage authorized ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

WHEN a letter from a debt collector demanding £120 for an unpaid bill landed on my doorstep last September, I thought it was ...